JustPaid, LLC
  • About Us
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    • About Us
    • Software Applications
    • Contact Us
JustPaid, LLC
  • About Us
  • Software Applications
  • Contact Us

Wondering about automated collection software?

Wondering about automated collection software?Wondering about automated collection software?Wondering about automated collection software?

Collect more with JustPaid

Get a Demo

Wondering about automated collection software?

Wondering about automated collection software?Wondering about automated collection software?Wondering about automated collection software?

Collect more with JustPaid

Get a Demo

JustPaid Intelligent Payment Platform

Our Software Does The Work

JustPaid is the next generation of automated collections software and services.  Our Intelligent Payment System™ (IPS)  is the only patented solution to allow you to present rules-based payment plans to your delinquent customers, available on-line or via mobile.  They are presented with simple options to allow them to choose their preferred plan and "pick and pay".

A More Friendly Way To Collect

Using call centers to coerce debtors to pay has become less effective and more regulated. Now creditors and agencies can use a simple, friendly way to present payment plans their customers can actually afford to keep.

Proven Collections

The core logic of our software and the senior management team has been innovating and improving this concept for decades.  Refined by billions of dollars already collected  from accounts that chose to use the self-service platform.  Now you can tap into a turn-key cloud-based solution and begin presenting payment plans today.

How it Works

Healthcare Providers, Financial Institutions, Housing Providers, Creditors or agencies can simply upload collection accounts to their JustPaid Virtual Private Platform or use JustPaid API's to securely connect real-time to any System Of Record (SOR).  


Debt holders set rules-based criteria which is used to create automated custom payment plans based on source data, calculated fields, real-time external data (such as from credit bureaus) or input  from the  debtor themselves while in-session. The JustPaid real-time decision engine, IPS Calc, calculates the solutions for the debtor that match both the highest likelihood of success and their ability to pay.


The IPS then generates automated payment plans that are optimized for each debtor and can deliver multiple plans electronically without human intervention.


Delinquent Patients, Tenants or Debtors can click or tap to review, select and "I Agree" to the plan they desire.  They then enter in payment information, schedule the date of current and future payments and the JustPaid platform automatically verifies the payment source and processes the payment(s) to help bring their account current and improve credit.


Debt holders get instant responses 24 hours a day with electronic payments processed by JustPaid and routed via customized rules directly into any account of choice.

Our Clients

Healthcare Providers

Healthcare providers benefit from JustPaid by helping patients pay for medical expenses over time with custom-made payment plans with 95% of promises to pay kept.

Banks

Banks benefit from JustPaid by helping clients catch up on past due amounts with an easy payment plan and zero embarrassment.

Credit Card Issuers

Credit Card Issuers benefit from JustPaid by helping past due clients return back into payment compliance to prevent charge offs.

Housing Providers

Housing Providers can present payment plans for delinquent Tenants to keep them in their homes and prevent and/or remove them from eviction proceedings.

Automotive Lenders

Student Loan Providers

Auto Lenders benefit from JustPaid by helping past due accounts get current with flexible payment plans to keep their vehicle.

Student Loan Providers

Student Loan Providers

Student Loan Providers can help students get back on track by signing new agreements to pay with affordable payments that are easy to keep while helping students improve credit.

Mortgage Lenders

Mortgage Lenders

Mortgage Lenders

Mortgage Lenders benefits by helping homeowners keep their home and bringing past due accounts into compliance with loan covenants with a simple click to agree & pay.

The Team

Christopher Imrey

Christopher Imrey

Christopher Imrey

Chairman & CEO

Christopher  previously deployed software for the first largest bank in the US, the largest finance company in the US and the second largest bank in EU That software has been used to collect over $3.0 billion annually Christopher is the primary named inventor on over 44 patents for automated payment offers, electronic payments and real-time credit score alteration.

William House

Christopher Imrey

Christopher Imrey

Chief Technology Officer

William (Bill) is a senior software engineer and software architect responsible for building the software as a co-inventor.  Bill previously deployed software at Bank of America, GE Capital and Lloyds TSB.

Michael Walker

Christopher Imrey

John W. Diehl, Jr.

Chief Operating Office

Michael has managed billions of dollars in assets, thousands of employees, and re-engineered all of the administrative and operations functions of a $25 billion bank.  

John W. Diehl, Jr.

John W. Diehl, Jr.

John W. Diehl, Jr.

Chief Financial Officer

John is a certified public accountant with 25 years experience in public accounting, taxation, business consulting, and investment banking. John was the founder of Diehl and Company, Inc. a public accounting firm with previous clients such as Que and Sybex.  John also has a technical background and has also been a p

Chief Financial Officer

John is a certified public accountant with 25 years experience in public accounting, taxation, business consulting, and investment banking. John was the founder of Diehl and Company, Inc. a public accounting firm with previous clients such as Que and Sybex.  John also has a technical background and has also been a public speaker on object oriented programming for Microsoft and Borland.

Patrick Masserano

John W. Diehl, Jr.

Patrick Masserano

Senior Advisor

Patrick has 25 years experience in financial services including Senior Director of Lloyds Banking Group, the largest bank in the UK and EU and previously held senior roles at Regions Bank and Monzo.  Patrick has a MBA and Juris Doctoratef rom Christian Brothers University and the University of Memphis Law School.

Previous facts and findings

Large Debt Buyer

A large buyer found that self-service platforms are less confrontational and more effective than using live collection agents. Charged-off accounts will pay online or via mobile after they have not responded to inbound calls, letters, emails or text messages.

Financial Institution

A large financial institution was surprised that over 30% of self-service transactions occurred late at night when their call center was normally closed.

Credit Card Issuer

A card issuer was impressed that 95% the debtors using the self-payment plan platform kept their promises to pay because they were involved in selecting the payment plan that best suited their current financial situation.

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